Michael Hrankowski is a life-long resident of Seattle, Washington. He attended the University of Washington where he earned degrees in both psychology and dentistry. Michael has been in private practice since 1982. In 2004, professional burn out lead him to take a sabbatical from full-time practice during which he traveled, studied Spanish, read and did volunteer work abroad. In 2007, with renewed passion and energy, he re-entered private practice in Edmonds, Washington where he focuses on comprehensive preventive, restorative, esthetic and implant dentistry for adults. He enjoys bicycling, snow skiing, gardening, gourmet cooking and a passion for world travel.

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© Michael Hrankowski

It never fails to amaze me how people who have "Made It" assume life and success are about money and the things money can buy. The truth is, great people are not only modest about their success but also want to use their success to make a difference, make an impact and create a legacy. They understand it really isn't about them.

Michael has knitted together stories that are less about success and more about the evolution of people's lives. No egos, no stories that say "Look at me!" Just stories about incredibly honest and humble people who aren't that much different from you and I. They listened to mentors, applied life lessons from the people they admired, and focused on excellence and the things that created passion. In all cases they made a difference, but the best part is... they are just beginning. Thanks for doing this book, Michael, I know it will change many lives.

With Great Respect,

- Peter Strople, CoFounder and Sr. Partner, Z3 Partners, LLC.
CEO & Chairman, Zero2 Holdings, LLC.

Downsized, disengaged, discouraged or discontent? Michael Hrankowski provides fuel for your entrepreneurial fire with "Too Late to Become a Millionaire." This is THE must-read book for mid-lifers with a dream who want the down and dirty story of real world entrepreneurs who bet the farm later in life and came out victorious.

- Tom Schaff, President www.expgrowth.com, and Chairman of Statu of Responsibility Foundation Contributing author of "Responsibility 911," "Monday Morning Sales Coach" and "Common Sense Selling"

Every entrepreneur and business owner has an "Aha! moment," a significant emotional experience that awakens them to see the world as never before. In that instant, they quantum leap over their per ceived barriers into wealth-building. Michael Hrankowski proves through numerous true stories that age doesn't matter. In fact, he shows that the seasoning of mid-life can be a powerful catalyst to insure that what's been gained is less likely to be lost.

- Stephanie Slavin, pilot, author, wealth coach